Top Government Banking & Finance Jobs You Can Apply for After 12th Commerce
Just finished your 12th with Commerce and wondering if you can land a stable government job in banking or finance? You don’t always need a degree to start your career — there are several entry-level jobs offered by the government that only require a 12th pass qualification.
Let’s explore the most popular options you can apply for right after 12th Commerce:
1. Clerk & Assistant Jobs in Indian Government Departments
Many central and state-level government offices hire Clerks, Assistants, and Data Entry Operators. These roles often involve basic account management, file handling, and support tasks.
✅ Popular Exams:
SSC CHSL (Combined Higher Secondary Level)
State-Level Clerk Exams
Court Clerk Recruitment
📌 Eligibility:
Qualification: 12th pass from a recognized board
Age: Usually 18 to 27 years
Skills: Typing speed, basic computer knowledge
💡 Commerce students often have an edge due to familiarity with accounts and office tools.
2. Jobs in India Post – Postal Assistant / Sorting Assistant
The India Post regularly conducts recruitment for Postal Assistant (PA) and Sorting Assistant (SA) positions — perfect for 12th pass candidates.
✅ What You Do:
Manage postal records, handle accounts, customer queries
📌 Eligibility:
Qualification: 12th pass with basic computer skills
Age: 18–27 years
3. Data Entry & Finance Support Roles in Govt Projects (Contract-Based)
Many state government schemes, district finance offices, and rural development projects need Accounts Clerks, Finance Assistants, and Data Operators on contract.
These don’t always go through national-level exams but are posted on state portals or employment exchanges.
📌 Requirements:
12th pass with good typing and MS Excel knowledge
Knowledge of basic accounting is a plus
💡 Keep checking your state’s job portal or local newspaper for openings.
🔐 4. Security / Support Staff in Government Banks (Non-Technical)
Public sector banks also recruit for Peon, Housekeeping, and Security roles for 12th pass candidates.
Though not finance-specific, these jobs are stable and come with government benefits.
5. What to Do If You Want Better Banking Jobs in Future?
Most officer-level jobs in RBI, SBI, and IBPS require a graduate degree.
If you’re aiming high, use your time after 12th wisely:
Pursue B.Com / BBA / CA with focus
Start preparing early for IBPS, SBI, RBI Assistant exams
Build strong skills in English, Quant, Reasoning & GK
Final Words: Can You Start in Banking After 12th Commerce?
Yes — while some roles are limited at the 12th level, you can still start earning early, gain experience, and build a foundation for a long-term career in government banking.
Whether it’s clerical posts, finance assistants, or support roles — there’s a place to begin. And with the right planning, you can move up to officer-level jobs later.
